Kamal gatta mala is also known as dried lotus bead mala. Poverty is the worst curse of life. To banish this curse that could be haunting a house for generations, one must try this mala. Lakshmi is also called Kamalvaasini - i.e. one who sits on a lotus. This is why for the Sadhana and Mantra chanting of Lakshmi, we use a special rosary made of seeds of lotus which is called Kamalgatta mala.